A property is sold
A real estate agency completes a qualifying property sale and becomes entitled to receive a commission from the developer.
How It Works
Turn future commissions into opportunities today
Marklend connects real estate agencies with confirmed commission receivables and investors looking for structured private financing opportunities.
Agencies gain access to liquidity without waiting months for developer payments. Investors gain access to clearly structured opportunities linked to real estate commission cash flows.
One marketplace. Two sides. One simple process.
For agencies: unlock capital from commissions you have already earned.
For investors: access verified financing opportunities with clear terms, risk information and expected payment timelines.
How a Marklend transaction works
The commission is verified
Marklend reviews the supporting documentation to confirm the existence, amount and expected payment terms of the commission receivable.
Each opportunity is subject to verification before it can proceed to funding.
The developer is assessed
Marklend assesses the developer using its risk methodology.
Developers are assigned a risk rating that helps investors compare opportunities. The rating also determines the applicable monthly financing rate:
A financing opportunity is created
The agency decides how much of its confirmed commission it wants to finance.
It may finance:
- the full commission;
- a portion of the commission;
- an amount linked to a specific broker payment;
- or another eligible portion of the confirmed receivable.
The transaction terms, expected payment date, developer rating and investor return are presented before funding begins.
Investors provide the funding
Investors select opportunities that match their investment preferences and provide funding.
Once the required funding amount is reached and all transaction conditions are satisfied, the agency receives the agreed amount, net of the applicable discount and fees.
The developer pays
When the commission becomes due, the developer payment is directed through the agreed controlled settlement structure.
The funds are then distributed in accordance with the transaction documents between the investors, Marklend and the agency.
What exactly are you financing?
Marklend is built around a specific, identifiable commission receivable.
EXAMPLE
Confirmed developer commission
AED 100,000
The agency may choose to finance the entire AED 100,000 or only the amount it needs today – for example, AED 40,000.
Built around transparency
Every financing opportunity goes through a structured review process designed to give participants a clear view of the underlying transaction.
This may include:
Document verification
Supporting documents are reviewed before an opportunity is listed.
KYC & KYB checks
Investors and participating businesses are subject to applicable identity and business verification procedures.
Receivable verification
The platform checks the documentation supporting the agency's right to receive the commission.
Developer assessment
The party responsible for the future payment is assessed using Marklend's risk methodology.
Double-financing controls
Transactions are reviewed to reduce the risk of the same receivable being financed more than once.
Payment monitoring
The status of each financed commission is monitored through its lifecycle.